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One ecosystem. All transport.

Vehicle & Equipment Finance

Powered by — a licensed finance brokerage (Australian Credit Licence: , held by ). Member of the Finance Brokers Association of Australia (). AFCA member .

How would you like to finance?

Choose your finance type to get started with the right application.

Or submit an enquiry below and we'll match you with the right product.

Quick Finance Enquiry

Submit your details and an broker will contact you within 1 business day.

$

Or apply directly through the portal:

How It Works

1

Submit Enquiry

Complete the quick form above or apply directly at ayio.au/apply.

2

Broker Contact

An broker will call you within 1 business day to discuss your needs.

3

Get Approved

Your broker sources the best rates from a panel of lenders. Most approvals within 1–2 days.

4

Settlement

Finance is settled and you drive away. Flexible repayment options available.

Finance Options

Chattel Mortgage

Own the asset from day one. Ideal for ABN holders and businesses. Claim GST on purchase and interest deductions.

Finance Lease

Lease the asset with the option to purchase at the end of term. Fixed monthly payments with potential tax benefits.

Consumer Loan

Personal vehicle finance for private buyers. Competitive fixed rates with no early repayment penalties.

Rent to Own

Flexible arrangements for equipment and commercial vehicles. Payments may be fully tax deductible.

Why Choose

Licensed & Regulated

Australian Credit Licence , held by . FBAA member. AFCA member .

Competitive Rates

Access rates from a panel of 40+ lenders through a single application.

Fast Approvals

Most applications processed within 1–2 business days.

Flexible Terms

1 to 7 year finance terms. Balloon payments and residuals supported.

All Asset Types

Cars, trucks, trailers, machinery, marine — we finance it all.

Australian Owned

(ABN: ) is a proudly Australian company.

Learn More About

Visit our finance website for full product details, calculators, and resources.